Privacy Policy — Loanex
Last Updated: June 2026 | Effective Date: February 2026 | Applies to: loanex.spaceAt Loanex, we take your privacy seriously. This Privacy Policy explains what personal data we collect, how we use it, and your rights under the EU General Data Protection Regulation (GDPR) and the UK GDPR. By using this website, you agree to the practices described here.
1. Who We Are (Data Controller)
The data controller responsible for your personal data is:
Loanex
Website: www.loanex.space
Email: loanexofficial@gmail.com
As a data controller, we determine how and why personal data is processed. If you have any questions about how we handle your data, please contact us at the email above.
2. What Personal Data We Collect
We collect the minimum data necessary to operate this website. Here is exactly what we collect and why:
| Data Type | How Collected | Purpose |
|---|---|---|
| Name & Email Address | Contact form | To respond to your enquiry |
| Message Content | Contact form | To understand your question |
| IP Address (anonymised) | Server logs | Security & spam prevention |
| Browser type & OS | Google Analytics | To improve site performance |
| Pages visited & time on site | Google Analytics | To improve content quality |
| General location (country/city) | Google Analytics | To tailor content for UK/EU readers |
We do not collect: payment information, government IDs, precise location data, or any sensitive personal categories defined under GDPR Article 9.
3. How We Use Your Data
- To respond to enquiries submitted via our contact form
- To analyse site traffic and improve content quality (via Google Analytics)
- To display relevant advertising (via Google AdSense)
- To prevent spam and fraudulent activity on our site
- To comply with legal obligations under applicable law
We do not use your data for automated decision-making or profiling. We do not sell, rent, or trade your personal data to any third party.
4. Legal Basis for Processing (GDPR Article 6)
Under GDPR and UK GDPR, we must have a lawful basis for processing personal data. Our legal bases are:
- Legitimate Interests (Article 6(1)(f)) — For analytics and site improvement. Our interest in understanding site usage does not override your fundamental rights.
- Consent (Article 6(1)(a)) — For non-essential cookies such as Google AdSense advertising cookies. You may withdraw consent at any time via browser settings.
- Contract (Article 6(1)(b)) — When you contact us, processing your name and email is necessary to respond to your request.
5. Cookies and Tracking Technologies
Loanex uses cookies — small text files stored on your device — to improve your experience. We use three types:
- Strictly necessary cookies — Required for the site to function. Cannot be disabled.
- Analytics cookies — Google Analytics cookies that help us understand site traffic. These are anonymised.
- Advertising cookies — Google AdSense DART cookies that serve relevant ads based on browsing history.
You can disable non-essential cookies through your browser settings or via Google's Ad Settings.
6. Google Services — Analytics and AdSense
- Google Analytics — Tracks anonymised usage data. Opt out via the Google Analytics Opt-Out Add-on.
- Google AdSense — Displays advertisements. Google may use DART cookies based on your previous visits. Governed by Google's Advertising Privacy Policy.
Google may transfer data outside the EU/UK. Google is certified under the EU-US Data Privacy Framework, providing appropriate safeguards.
7. Third-Party Services
This Privacy Policy applies only to loanex.space. We are not responsible for the privacy practices of any external websites we link to. Please review the privacy policy of any third-party site you visit.
8. Data Retention
- Contact form data — Retained for 12 months, then permanently deleted.
- Analytics data — Retained for 14 months (Google Analytics default), then deleted automatically.
- Server logs — Retained for 30 days for security purposes, then deleted.
9. Your Rights Under GDPR and UK GDPR
If you are located in the EU or UK, you have the following rights regarding your personal data:
- Right of Access — Request a copy of the personal data we hold about you
- Right to Rectification — Request correction of inaccurate or incomplete data
- Right to Erasure — Request deletion of your data ("right to be forgotten")
- Right to Restriction — Request that we limit how we use your data
- Right to Data Portability — Receive your data in a portable, machine-readable format
- Right to Object — Object to processing based on legitimate interests
- Right to Withdraw Consent — Withdraw cookie consent at any time via browser settings
To exercise any of these rights, email loanexofficial@gmail.com. We will respond within 30 days as required by GDPR Article 12.
Unhappy with how we handle your data? Lodge a complaint with your supervisory authority:
- UK: Information Commissioner's Office — ico.org.uk
- EU: Your national Data Protection Authority — Find your DPA
10. Children's Privacy
Loanex is intended for adults aged 18 and over. We do not knowingly collect personal data from anyone under 18. If you believe a child has submitted data to us, contact us at loanexofficial@gmail.com and we will delete it promptly.
11. Changes to This Privacy Policy
We may update this policy from time to time. When we do, we update the "Last Updated" date at the top. Continued use of the site after any changes constitutes your acceptance of the updated policy.
12. Contact Us — Data Requests & Privacy Questions
For privacy questions, data access requests, or complaints — we aim to respond within 30 days as required by GDPR.
🌐 www.loanex.space
📧 loanexofficial@gmail.com
📋 Contact Form