Free Financial Calculators

✍️ 🗓️ June 30, 2026

Free Financial Calculators

14 free tools to plan loans, investments, savings, and taxes — built for the UK, Europe, US, and global users. No sign-up, no fees, instant results.

All Tools
Loans
Investments
Savings
Tax
Loans

EMI Calculator

Monthly loan repayment, total interest, and full year-by-year amortisation breakdown. UK 2026 APR rates included.

Calculate →
Investments

SIP Calculator

Estimate mutual fund returns from monthly investments. Multi-currency, with invested vs returns breakdown.

Calculate →
Investments

Lumpsum Calculator

See how a one-time investment compounds over time. Compare against SIP for the same total amount.

Calculate →
Investments

Step-up SIP Calculator

See how increasing your SIP annually builds dramatically more wealth than a fixed monthly amount.

Calculate →
Investments

ROI Calculator

Calculate return on investment percentage plus annualized ROI — the number that lets you compare fairly.

Calculate →
Investments

FIRE Calculator

Find your Financial Independence number and years to retire early, using the 2026-updated safe withdrawal rate.

Calculate →
Savings

SWP Calculator

Plan regular withdrawals from an investment — see how long your money lasts, with depletion warnings.

Calculate →
Savings

Savings Goal Calculator

Find exactly how much to save monthly to reach any target — house deposit, wedding, emergency fund.

Calculate →
Savings

FD Calculator

Fixed deposit and fixed bond maturity value with simple or compound interest. Current UK rates included.

Calculate →
Savings

PPF Calculator

Public Provident Fund maturity value at the current 7.1% rate, with 15/20/25/30-year extension options.

Calculate →
Savings

Inflation Calculator

See how inflation erodes purchasing power. Future Value or Real Value modes, with 2026 UK/EU/US/India rates.

Calculate →
Tax

GST & VAT Calculator

Add or remove tax instantly. UK, EU, India, Australia and Canada rates built in — one tool for every region.

Calculate →
Tax

Zakat Calculator

Calculate Zakat using gold or silver Nisab, with madhab-specific options for jewelry and debt deduction.

Calculate →
Loans

Loan Affordability Calculator

Estimate how much you can afford to borrow based on your income, expenses, and monthly budget before applying for a loan.

Calculate →
Why Use LoanEX Calculators?
No Sign-Up RequiredEvery calculator works instantly — no account, no email, no login.
Multi-CurrencyMost tools support £ GBP, € EUR, $ USD, and ₹ INR — built for global users.
Updated for 2026Current UK, EU, and India rates — APR, inflation, PPF, and savings rates kept current.
Completely FreeNo hidden fees, no premium tier — every calculator is fully free to use, always.
LX

Written by the Loanex Team

Our team researches European personal finance, loans, and savings topics to bring you clear, practical guidance you can actually use. We break down complex financial concepts into simple steps, so you can make informed decisions with confidence.